Healthcare Finance Blog
Expert guides to help you make smarter decisions about health insurance, medical costs, and healthcare tax savings.
Medicare Part B Premium 2027: What You Will Pay
Projected $209.50 a month and a $292 deductible, projected IRMAA amounts, what it means for your Social Security check, and how to avoid surcharges.
COBRA vs ACA in 2026–2027: Which Is Cheaper After a Job Loss?
Side-by-side costs at three incomes, the 400% subsidy cliff, the 60-day deadlines, and when COBRA still wins.
How Much Will My Prescription Cost Without Insurance?
Why cash prices vary so much and 8 proven ways to pay less, from discount cards and generics to $35 insulin programs.
HSA Contribution Limits 2027: $4,500 Self-Only, $9,000 Family
New 2027 HSA limits, HDHP deductibles and out-of-pocket maximums, catch-up rules, and how much maxing out your HSA saves in taxes.
Health Insurance Costs Rising 2027: How Much More Will You Pay?
ACA premiums up 15%, employer plans up 8-10%, Medicare Part B jumping 12%. What the 2027 increases mean for you and how to prepare.
Ozempic and GLP-1 Drug Costs in 2026: Complete Savings Guide
Ozempic, Wegovy, Mounjaro prices with and without insurance. Medicare Bridge program, GoodRx, manufacturer programs, and cost comparison tools.
Healthcare Cost Crisis 2026: Average Family Pays $37,824 Per Year
The average American family spends 45% of income on healthcare. The numbers, what is driving costs, and 8 tools to fight back.
Medicare GLP-1 Bridge Program 2026: $50/Month Weight Loss Drugs
New Medicare program offers Wegovy and Zepbound at $50/month. Eligibility, BMI requirements, covered drugs, and limitations explained.
Open Enrollment 2027: Dates, Premium Changes, and How to Prepare
Open enrollment starts November 1. ACA premiums rising 15%, employer costs up 8-10%. Complete checklist with free calculators.
How COBRA Insurance Works: Complete 2026 Guide
Everything you need to know about COBRA continuation coverage — costs, timelines, eligibility, and when the ACA Marketplace is a better deal.
HSA vs FSA: Which Tax-Advantaged Account Is Right for You?
A side-by-side comparison of Health Savings Accounts and Flexible Spending Accounts — tax benefits, limits, rollover rules, and who should choose which.
Understanding Your Health Insurance Out-of-Pocket Costs
Deductibles, coinsurance, copays, and out-of-pocket maximums explained in plain English — with examples showing exactly how they work together.
How to Negotiate Medical Bills: A Step-by-Step Guide
Proven strategies to reduce your medical bills by 20-50% — from requesting itemized bills to financial assistance programs and payment plans.
ACA Open Enrollment 2026: What You Need to Know
Key dates, subsidy changes, premium increases, and how to choose the right Marketplace plan for the 2026 enrollment period.
Medical Expense Tax Deduction: Do You Qualify in 2026?
How the 7.5% AGI threshold works, what expenses qualify, and when itemizing your medical costs actually saves you money on taxes.
How to Build a Medical Emergency Fund in 2026
Calculate your target amount, choose where to keep it, and build a health safety net that prevents medical bills from becoming financial crises.
GoodRx vs Insurance: When Should You Use a Discount Card?
Sometimes your copay is not the cheapest option. Learn when discount cards beat insurance, and when using insurance is the smarter long-term play.